Fast, Affordable Loans Melbourne | 13Loans
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Fast & Reliable Loans Tailored for You

Melbourne’s trusted finance broker offering fast-approval home loans, business financing, and tailored solutions for new migrants and sole traders. 15+ years of expertise.

No Hidden Costs Guarantee

100% transparent fee structure—competitive rates with complete fee disclosure.

No Hidden Costs Guarantee

100% transparent fee structure—competitive rates with complete fee disclosure.

Expert Financial Consultant

Customized loan solutions with dedicated support—because your financial journey matters.

Expert Financial Consultant

Customized loan solutions with dedicated support—because your financial journey matters.

Widest Lender Network

Independent financial advice with access to Australia's leading lenders-customized solutions.

Widest Lender Network

Independent financial advice with access to Australia's leading lenders-customized solutions.

Welcome to 13Loans — Melbourne’s Trusted Finance Broker Since 2010

At 13Loans, we specialize in securing optimal financial solutions for your unique situation. As a family-owned Melbourne finance broker with 15+ years of experience, we’ve successfully helped thousands of clients achieve their financial goals through our personalized approach. Whether you’re expanding your small business, financing essential equipment, or establishing your new life in Australia, our expert brokers provide specialized support.

Comprehensive Loan Solutions in Melbourne

At 13Loans, we offer Melbourne’s most diverse range of loan products designed to support every financial need—from business growth to property investment.

Equipment & Asset Finance Melbourne

Strategic Asset Finance Solutions with Competitive Rates—Flexible Terms, Quick Approval, and Optimized Cash Flow Management.

Self-Employed & Sole Trader Loans

Specialized Self-Employed Loan Programs—Simplified Documentation Requirements for Freelancers and Independent Contractors.

New Australian Resident Financing

Specialized New Migrant Loan Programs—Tailored Financial Solutions for Housing, Business Establishment, and Settlement.

Small Business Loans Melbourne

Accelerate Business Growth with Custom-Tailored Commercial Loans—Market-Leading Rates and Flexible Repayment Options.

Melbourne Mortgage & Home Loan Experts

Award-Winning Home Loan Service—Expert Guidance for First Home Buyers, Property Investors, and Refinancing Solutions.

Student Financial Assistance

Comprehensive Student Financial Solutions—Support for Tuition Fees, Living Expenses, and Educational Resources.

Why Choose 13Loans as Your Melbourne Finance Broker

More Than Just Loans—We’re Your Financial Partner At 13Loans, we deliver a premium lending experience that exceeds traditional brokers. Our client-focused features provide confidence, transparency, and complete control throughout your financial journey.

Secure Digital Application Platform

Apply for financing securely online 24/7. Our advanced digital application system eliminates paperwork and waiting times, offering instant submission confirmation.

Advanced Application Tracking System

Monitor your application status with real-time updates at every milestone—from submission to approval and settlement. Stay informed with our transparent tracking system.

Comprehensive Financial Solutions

From vehicle financing to wedding expenses and emergency funding, we offer Melbourne’s most complete range of tailored financial solutions matching your specific goals and circumstances.

Our Award-Winning Process

At 13Loans, Melbourne’s trusted finance broker, we’ve streamlined the lending process with fast, fair, and dependable financial solutions. With 15+ years of industry expertise, our mission is to empower individuals, small businesses, and new residents by providing accessible loan options—without hidden conditions or lengthy processing times.

Client Success Stories

Sarah O'Brien
The financial specialists at 13Loans transformed what appeared to be an impossible financing challenge into reality. Their expertise in business loan options revealed opportunities we ...
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James T.
Small Business Owner
The financial specialists at 13Loans transformed what appeared to be an impossible financing challenge into reality. Their expertise in business loan options revealed opportunities we hadn't considered.
Sarah O'Brien
James T.
Small Business Owner
David Kelly
As a self-employed professional, finding financing compatible with my variable income seemed impossible. 13Loans not only secured an appropriate loan but also improved my financial ...
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Sarah M.
Freelance Designer
As a self-employed professional, finding financing compatible with my variable income seemed impossible. 13Loans not only secured an appropriate loan but also improved my financial documentation for future applications.
David Kelly
Sarah M.
Freelance Designer
Patrick Dwyne
The individualized attention during our mortgage application process was exceptional. The team treated us like family members, not just transaction numbers.
The Williams Family
First Home Buyers
The individualized attention during our mortgage application process was exceptional. The team treated us like family members, not just transaction numbers.
Patrick Dwyne
The Williams Family
First Home Buyers
Ann Doe
Outstanding customer support! Their clear explanations helped me select the optimal financial solution for my specific requirements.
David Kelly
Intertrans Co.
Outstanding customer support! Their clear explanations helped me select the optimal financial solution for my specific requirements.
Ann Doe
David Kelly
Intertrans Co.

13 Loans Fast & Easy Process

Our streamlined 3-step process gets you the funds you need—without the stress. From application to approval to disbursal, everything is fast, simple, and hassle-free.

Comprehensive Financial Assessment

We begin with a complimentary consultation—virtual or in-person—to understand your financial objectives and specific situation before recommending the optimal solution.

Customized Financial Recommendations

We connect you with the most appropriate loan products, comparing rates and features to provide clear, personalized recommendations aligned with your financial goals.

Efficient Processing & Rapid Approval

We manage all documentation and communicate directly with lenders, providing updates throughout. From application submission to settlement, our expert team ensures a seamless experience until funds reach your account securely.

All Banks Including
Big Banks

Ready for Financial Progress?

At 13Loans, also known as Singh Home Loans, Melbourne’s trusted finance broker, we’re committed to advancing your financial journey—whether purchasing property, upgrading vehicles, expanding business operations, or managing unexpected expenses. With 15+ years of financial expertise in Melbourne’s northern suburbs, we offer a streamlined digital application platform, transparent fee structures with zero hidden charges, and a dedicated support team committed to your financial success. Our rapid approval process and flexible payment options have earned the trust of thousands across Melbourne. Don’t let financial delays obstruct your goals—begin your journey today and transform your plans into achievements.