Our Services

Business Loans | Fast, Reliable Financing Solutions for Your Enterprise

Why Choose 13Loans for Your Business Financing Needs?

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Quick Approval Process

Get funds when you need them, not weeks later

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Personalized Service

Work directly with experienced brokers who understand your business

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No Hidden Fees

Complete transparency throughout the loan process

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20+ Years Experience

Benefit from our extensive industry knowledge

Small Business Financing Made Simple

Running a small business comes with unique challenges, and securing adequate financing shouldn’t be one of them. Our team at 13Loans specializes in finding the right small business financing solutions that align with your business goals and cash flow requirements.

Whether you’re looking to expand operations, purchase inventory, invest in equipment, or manage cash flow, our experienced brokers will guide you through available options to ensure you get the most suitable loan terms for your specific situation.

The 13Loans Business Financing Process

Initial Consultation

We discuss your business needs, goals, and financial situation

Loan Assessment

Our experts identify the most suitable financing options for your specific requirements

Paperwork Simplification

We handle the complex documentation and applications

Fast Approval

Our established lender relationships help expedite the approval process

Ongoing Support

We continue to provide advice and assistance throughout the loan term

Types of Business Loans We Offer

Equipment & Asset Finance

Acquire essential equipment, vehicles, or machinery without depleting your cash reserves. Our equipment and asset finance solutions offer competitive rates and flexible terms, allowing your business to stay equipped with the latest technology while preserving working capital for other operational needs.

Invoice Financing

Transform your unpaid invoices into immediate working capital. Invoice financing bridges the gap between completing work and receiving payment, providing the cash flow your business needs to continue operations without waiting 30, 60, or 90 days for client payments.

Merchant Cash Advance

Access funds quickly based on your future credit card sales. This flexible financing option adjusts repayments according to your daily sales volume, making it ideal for businesses with fluctuating revenue streams such as retail shops, restaurants, and service providers.

Secured Business Loans

Leverage your business assets to secure lower interest rates and higher borrowing limits. Our secured business loans offer favorable terms for substantial investments, expansions, or major equipment purchases, with repayment schedules tailored to your business cycle.

Unsecured Business Loans

Need fast funding without collateral? Our unsecured business loans provide quick access to capital without requiring specific assets as security. Ideal for businesses needing immediate working capital, inventory purchases, or managing unexpected expenses.

Why Local Businesses Trust 13Loans

As a family-owned brokerage operating as Singh Home Loans with deep roots in the Epping community, we bring a personal touch to business financing. We take the time to understand your business model, industry challenges, and growth objectives before recommending financing solutions.

Our approach combines professional expertise with genuine care for your business success. When you choose 13Loans for your small business financing needs, you’re not just getting a loan – you’re gaining a long-term financial partner committed to supporting your business journey.

Frequently Asked Questions About Business Loans

How quickly can I get approved for a business loan?

At 13Loans, we pride ourselves on our fast approval process. Depending on the loan type and your documentation readiness, we can secure approvals in as little as 24-48 hours for many business loan products.

What documentation will I need for a business loan application?

Typically, you’ll need business financial statements, tax returns, bank statements, and proof of business ownership. Our team will guide you through specific requirements based on your chosen financing option.

Can I get a business loan with less-than-perfect credit?

Yes! We work with numerous lenders offering various commercial loans with different eligibility criteria. We focus on finding solutions based on your overall business health, not just credit scores.

What loan amounts are available for small businesses?

Our small business financing options range from micro-loans of a few thousand dollars to substantial commercial loans in the millions, depending on your business needs, revenue, and capacity.

Are there industry-specific business loans available?

Absolutely. We understand that different industries have unique financing needs. Our brokers specialize in finding industry-appropriate business loans with terms that align with your sector’s operational patterns.

Ready to Explore Your Business loan Options?

13Loans – Your trusted partner for business loans, small business financing, and commercial loans across Australia. With our expertise and personalized approach, your business funding goals are within reach.