Our Services
Asset Loans for Construction & Trade Professionals | Fast, Reliable Construction Equipment Loans
Why Choose 13Loans for Your Asset Finance Construction Needs?
Fast Approval Process
Get funds when you need them, not weeks later when you’ve lost the job opportunity
Personalized Support
Work directly with experienced brokers who understand construction businesses
No Hidden Fees
Complete transparency throughout the loan process
20+ Years Experience
Benefit from our extensive industry knowledge in construction equipment loans
Asset Finance Construction Made Simple
Working in construction and trades presents unique financial challenges, and securing adequate funding for essential equipment shouldn’t add to your workload. Our team at 13Loans specializes in finding the right construction equipment loans and tradie tools finance solutions that align with your business goals and project-based cash flow requirements.
Whether you’re looking to purchase excavators, upgrade power tools, invest in specialized machinery, or expand your vehicle fleet, our experienced brokers will guide you through available options to ensure you get the most suitable loan terms for your specific trade operation.
Equipment We Commonly Finance
Our comprehensive construction equipment loans and tradie tools finance solutions cover virtually every aspect of modern construction and trade operations. Click on any equipment category to learn more about specific financing options:
13Loans Advantage for Builders & Tradies
Documentation & Approval Process
Who Can Apply?
- Established construction companies
- Independent contractors and sole traders
- New building businesses with clear project pipelines
- Specialized trade professionals
- Commercial and residential builders
- Civil construction operators
Required Documentation
- Business financial statements
- Tax returns (business and personal)
- Current asset and liability statements
- Equipment quotes or purchase orders
- Building licenses and certifications
- Project contracts (for larger loans)
Tailored Repayment Schedules
Flexible Payment Options
Structure your repayments to align with project income, with options for reduced payments during slower periods.
Variable Term Lengths
Choose from short-term to long-term financing options based on equipment type, expected useful life, and your business strategy.
Balloon Payment Structures
Reduce regular payment amounts with an optional larger final payment, ideal for equipment with strong residual values.
Early Repayment Flexibility
Take advantage of successful projects to reduce your loan balance without penalty fees.
FAQs About Construction Equipment Loans
How quickly can I get approved for construction equipment financing?
At 13Loans, we understand that construction opportunities often have tight timeframes. Depending on your documentation readiness, we can secure approvals for construction equipment loans in as little as 24-48 hours for many products.
Can I finance used construction equipment?
Yes! We offer asset finance construction solutions for both new and quality used equipment, helping you maximize value while managing capital expenditure.
Do I need to make a down payment on tradie tools finance?
While some financing options may require a deposit, we have multiple tradie tools finance programs with little to no down payment required for qualified borrowers.
How long can I finance construction equipment?
Loan terms typically range from 2-7 years depending on the equipment type, though specialized machinery may qualify for extended terms up to 10 years. We align financing terms with the expected productive life of your equipment.
Are there tax advantages to financing construction equipment?
Absolutely. Various financing structures offer potential tax benefits including depreciation deductions and GST advantages. Our brokers can explain the options most beneficial to your specific situation.
Get Started with Your Construction Equipment Loan Today
Taking the next step in your construction or trade business is just a conversation away. Contact our experienced team at 13Loans to discuss your construction equipment loans and tradie tools finance needs, and discover how we can help your enterprise thrive.