Our Services
New Migrant Loans | Financial Support for Your Australian Journey
Why Choose 13Loans for Your Migration Financial Needs?
Fast Approval Process
Get funds when you need them, not weeks later
Personalized Service
Work directly with experienced brokers who understand your unique situation
No Hidden Fees
Complete transparency throughout the loan process
20+ Years Experience
Benefit from our extensive industry knowledge
Migrant Financing Made Simple
Settling in a new country comes with unique financial challenges, and securing adequate financing shouldn’t add to your stress. Our team at 13Loans specializes in finding the right immigrant financing solutions that align with your settlement goals and financial requirements.
Whether you’re looking to purchase your first home in Australia, finance a vehicle, pay for education, or manage relocation expenses, our experienced brokers will guide you through available options to ensure you get the most suitable loan terms for your specific situation.
Fast & Streamlined Approval Process
Loan Options We Offer for Migrants
How to Apply
Initial Consultation
Discuss your specific needs and circumstances with our migration financing specialists
Personalized Recommendation
Receive tailored loan suggestions based on your visa type, income, and financial goals
Documentation Preparation
Get expert guidance on preparing your application documents
Application Submission
We submit your application to appropriate lenders who specialize in migrant solutions
Approval & Settlement
Receive prompt approval and complete settlement with continued support from our team
Benefits of Migrant Loans
Specialized Financial Products
Access loan products specifically designed to address the unique challenges faced by migrants to Australia, with terms and conditions that accommodate different visa statuses and circumstances.
Build Your Australian Credit History
Establish and strengthen your local credit profile through responsible loan management, opening doors to improved financial opportunities in the future.
Flexible Documentation Requirements
Work with lenders who understand international documentation and can accept alternative proof of income, employment history, and financial stability.
Multiple Currency Considerations
Benefit from our experience with international finances, including foreign income sources and existing overseas commitments.
Why New Migrants Trust 13Loans
As a family-owned brokerage operating as Singh Home Loans with deep roots in the Epping community, we bring a personal understanding of the migration journey. Many of our team members have experienced relocation themselves, giving us unique insight into the challenges you face.
Our approach combines professional expertise with genuine empathy for your situation. When you choose 13Loans for your immigrant financing needs, you’re not just getting a loan—you’re gaining a dedicated financial partner committed to supporting your successful establishment in Australia.
FAQs
Can I get a loan if I'm on a temporary visa?
Yes! Many loan options are available for temporary visa holders. The specific products, terms, and deposit requirements may vary depending on your visa type, duration, and pathway to permanency. Our specialists can explain the options suitable for your particular visa situation.
Do I need Australian credit history to apply for a loan?
While Australian credit history is beneficial, we work with lenders who understand the unique circumstances of new migrants. Many can assess your application based on international credit reports, employment history, and other financial indicators rather than requiring established local credit history.
How does my visa status affect my borrowing capacity?
Your visa type, conditions, and duration may impact your maximum loan amount, interest rates, and required deposit. Generally, permanent residents have access to more options than temporary visa holders, but solutions exist for most visa categories. Our brokers will explain how your specific visa affects your borrowing power.
Can I use overseas income or assets for my loan application?
Many lenders will consider foreign income, especially if it’s from a stable source and in a major currency. Similarly, overseas assets can sometimes be considered as part of your financial position assessment. Documentation requirements for overseas finances are typically more extensive, but our team can guide you through this process.
Are there special loans for skilled migrants?
Yes, several lenders offer tailored products for skilled migrants in high-demand professions. These specialized loan programs often provide more favorable terms, recognizing the strong employment prospects and income potential of skilled workers in certain fields.