Our Services
Grow Your Retail Business with 13Loans | POS Machine Finance & Shop Fitting Loans
Why Retailers Choose Us
Fast Approval Process
Get funds when you need them, not weeks later when your retail opportunity has passed
Personalized Support
Work directly with experienced brokers who understand retail businesses and their unique equipment needs
No Hidden Fees
Complete transparency throughout the loan process with no surprise charges
20+ Years Experience
Benefit from our extensive industry knowledge in retail asset funding and POS machine finance
Ecommerce Warehousing
Scale your online retail operations with warehouse and fulfillment equipment financing. Our retail asset funding solutions help you optimize for efficiency and growth.
- Warehouse Racking – Pallet racking, shelving systems, and storage solutions
- Packing Stations – Ergonomic packing tables, label printers, and shipping supplies
- Conveyor Systems – Sortation conveyors, picking systems, and order processing lines
- Forklifts & Material Handling – Electric pallet jacks, reach trucks, and order pickers
- Automated Systems – Robotics, automated storage and retrieval systems (AS/RS)
- Inventory Management Software – Barcode scanners, RFID systems, and tracking technology
Steps to Get Started
Affordable Repayment Structures
Flexible Term Lengths
Choose from 2-7 years financing based on equipment type and your business’s financial strategy
Seasonal Payment Options
Align loan payments with your busy retail seasons, with reduced payments during slower periods
Low Deposit Requirements
Start with minimal upfront investment to preserve your working capital
Competitive Interest Rates
Access industry-leading rates thanks to our extensive lender network
FAQs About Retail Equipment Loans
How quickly can I get approved for retail equipment financing?
At 13Loans, we pride ourselves on our fast approval process. Depending on the equipment type and your documentation readiness, we can secure approvals for shop fitting loans in as little as 24-48 hours for many products.
Can I finance used retail equipment?
Yes! We offer retail asset funding solutions for both new and quality used equipment, helping you maximize value while managing capital expenditure.
Do I need a down payment for POS machine finance?
While some financing options may require a deposit, we have multiple POS machine finance programs with little to no down payment required for qualified borrowers.
How long can I finance retail equipment?
Loan terms typically range from 2-7 years depending on the equipment type, though specialized fixtures may qualify for extended terms. We align financing terms with the expected productive life of your retail equipment.
Are there tax advantages to financing retail equipment?
Absolutely. Various financing structures offer potential tax benefits including depreciation deductions and GST advantages. Our brokers can explain the options most beneficial to your specific retail situation.
Get Started with Your Retail Equipment Loan Today
Taking the next step in your retail operation is just a conversation away. Contact our experienced team at 13Loans to discuss your POS machine finance and shop fitting loans needs, and discover how we can help your retail business thrive.