Our Services
Agricultural & Farming Equipment and Machinery Loans | Fast, Reliable Farm Equipment Finance
Why Choose 13Loans for Your Farm Machinery?
Fast Approval Process
Get funds when you need them, not weeks later when the harvest is over
Personalized Support
Work directly with experienced brokers who understand agricultural businesses
No Hidden Fees
Complete transparency throughout the loan process
20+ Years Experience
Benefit from our extensive industry knowledge in construction equipment loans
Agricultural Financing Made Simple
Running a farm comes with unique challenges, and securing adequate financing for essential equipment shouldn’t be one of them. Our team at 13Loans specializes in finding the right farm equipment loans and tractor finance solutions that align with your agricultural goals and seasonal cash flow requirements.
Whether you’re looking to upgrade tractors, purchase new harvesting equipment, install irrigation systems, or expand your livestock handling facilities, our experienced brokers will guide you through available options to ensure you get the most suitable loan terms for your specific farming operation.
Equipment Types We Finance
Our comprehensive agriculture equipment finance solutions cover virtually every aspect of modern farming operations. Click on any equipment category to learn more about specific financing options:
Repayment Plans Made for Farmers
Eligibility & Documentation
Who Can Apply?
- Established farming operations
- New entrants to agriculture with clear business plans
- Contract agricultural service providers
- Hobby farms meeting minimum turnover requirements
- Agricultural cooperatives and collectives
Required Documentation
- Farm business financial statements
- Tax returns (business and personal)
- Asset and liability statements
- Equipment quotes or purchase orders
- Farm operation details
- Seasonal cash flow projections (for larger loans)
FAQs About Farm Equipment Loans
How quickly can I get approved for agricultural equipment financing?
At 13Loans, we pride ourselves on our fast approval process. Depending on the equipment type and your documentation readiness, we can secure approvals for farm equipment loans in as little as 24-48 hours for many products.
Can I finance used farm equipment?
Yes! We offer agriculture equipment finance solutions for both new and quality used equipment, helping you maximize value while managing capital expenditure.
Do I need to make a down payment on farm equipment finance?
While some financing options may require a deposit, we have multiple agri machinery asset loan programs with little to no down payment required for qualified borrowers.
How long can I finance agricultural equipment?
Loan terms typically range from 2-7 years depending on the equipment type, though specialized machinery may qualify for extended terms up to 10 years. We align financing terms with the expected productive life of your equipment.
Are there tax advantages to financing farm equipment?
Absolutely. Various financing structures offer potential tax benefits including depreciation deductions and GST advantages. Our brokers can explain the options most beneficial to your specific situation.
Get Started with Your Farm Equipment Loan Today
Taking the next step in your agricultural operation is just a conversation away. Contact our experienced team at 13Loans to discuss your farm equipment loans and tractor finance needs, and discover how we can help your enterprise thrive.